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Granite flooring enhances the ambiance of a home and lasts for a long time How do you imagine your dream home to look like?  Plush, lively, and spacious; with the best decor& amenities.  Isn’t it? Likewise, your dream home must have suave& durable granite flooring. Granite floors accentuate the aesthetics and have multiple uses& benefits.  Let’s discuss 3 important ones in this blog.    1. Use granite for highly durable floors Being heat-resistant& scratch-proof, granite floors can remain intact for a lifetime. They can easily withstand all forms of wear& tear so you won’t have to worry about routine maintenance. The presence of silica makes it highly resistant to decay.   Granite flooring might not be as cost-effective as vinyl or carpet flooring but, its durability and beauty make it a better option in the long run . Its non-porous surface can withstand all the dirt and mud with ease. Moreover, with little mopping and cl...

When it comes to affordable housing segment, many of the measures that were pending for a long time were materialized in the Union Budget 2017 With the coveted ‘infrastructure status’ being conferred to affordable housing, the unorganised real estate sector has turned optimistic.   India is at the juncture of becoming the most populated nation, and it would add woes to the already existing housing problem. Rapid migration towards urban centres, lack of infrastructure and the concurrent housing dilemma has created a millstone around our necks. Presently, there is a shortage of 18.8 million homes in urban areas out of which 15 million are needed by people from LIG (lower income group).  The past and present Governments have taken various measures to address the burgeoning crisis. Though, the most significant one was the Modi government’s launch of ‘Housing for All by 2022 Mission’ in 2015, which had affordable housing under its purview. The mission focused on slum rehabi...

Home buying should be done with a caution since it involves a huge capital Buying a house requires acumen and farsightedness thus you must keep in mind some points before making the final decision. Check the builder’s track record: Has the builder delivered on time in the past? Has the builder implemented quality guidelines into its projects? The answers to these and some other queries can be found on internet discussion groups, social media pages and forums. Documentation: You must get the title and other documents checked by a lawyer. The sales deed must be signed by both the buyer and the seller. Get the encumbrance certificate, tax receipts, NOCs from water and electricity boards etc. Budget: Always analyse your budget before taking a home loan, though the bank will give it according to your present salary, but you must keep in mind your current expenditures as well. Bank loan: With NBFCs (Non banking financial corporation) jumping into home loans sector interest...

While investing your hard earned money, you must assess which should be your investment choice Investing in different assets demands a thorough analysis, because its implications may vary accordingly.  Real estate, gold and mutual funds are the most common types of assets.  There are pros and cons of every asset, so they must be chosen according to one’s financial capability and risk tolerance.     Let us differentiate each of these assets according to their advantages and disadvantages. Real Estate: Capital intensive yet higher returns   It includes land or any kind of physical property which may include buildings, houses, industries etc. The return on investment time period is comparatively longer for real estate compared to other assets.   Advantages Real estate prices increase gradually along with low volatility which makes it a stable investment option One can rent out properties and thus enjoy regular monetary be...